Turn Your Home Equity Into the Home You Want
Planning a remodel or major home improvement can require a significant investment. Your existing home equity may give you a way to fund the project without draining your savings or giving up your current first mortgage.
We'll help you compare your options and build a financing strategy around your project, your budget, and your goals.
Improve the home you already own. Keep the mortgage you already have.
Move or Improve?
When your current home no longer fits your needs, moving isn't the only option. For many homeowners, using existing equity to improve the home they already own may be worth considering.
Move
🏡 Find a home that better fits your needs
📦 Take on the costs and hassle of moving
💰 Incur costs to sell your current home and purchase another
📈 Potentially give up a favorable existing mortgage
Improve
🔨 Remodel the home you already know and love
🔒 Keep your existing first mortgage and rate
💵 Put some of your existing equity to work
✨ Create a home that better fits the way you live
Sometimes moving is the right answer. Sometimes the better strategy is investing in the home you already own. We'll help you understand the financing options available if improving is the path you choose.
Your Home's Future Value May Matter Too
Planning a major renovation? The equity you are creating in the future may be able to fund your project today.
With certain renovation financing options, it may be possible to qualify based on the expected value of your home after the improvements are completed, rather than relying solely on its current value.
That can potentially provide access to additional funds for larger projects where the renovation itself is expected to increase the value of the property.
The Right Financing Depends on the Project
A kitchen remodel, an addition, and a whole house renovation may call for very different financing strategies.
Need Funds Over Time?
A HELOC may provide flexibility when expenses occur in stages throughout the project.
Know Your Total Project Cost?
A fixed second mortgage may make more sense when you need a larger amount upfront and want predictable payments.
Planning a Major Transformation?
A renovation HELOC may allow the future value created by the improvements to help support the financing.
You do not need to know which option is right before you contact us. That is what we help you figure out.
Ready to Bring Your Plans to Life?
Every renovation is different. We’ll help you understand how much equity may be available, compare the financing strategies that fit your project, and build a plan around your goals and budget.
Let’s start the conversation.